Capital Gains Tax can apply to a wide range of assets, from property and investments to business sales and inheritances. We’ll help you navigate the rules, calculate your potential liability, and plan ahead to make the most of available reliefs and exemptions.
At Forrester Boyd, we provide clear, strategic CGT advice tailored to your individual circumstances. Whether you’re selling property, disposing of shares, or restructuring your business, we’ll help you make tax-efficient decisions that protect your wealth.
We analyse your situation and provide practical guidance on minimising CGT liabilities before you dispose of an asset - helping you plan the timing and structure of sales effectively.
Our team advises on residential and commercial property disposals, second homes, and investment portfolios, ensuring you make the most of private residence reliefs and allowances.
We assist business owners in understanding and applying Business Asset Disposal Relief (formerly Entrepreneurs’ Relief), helping you achieve significant tax savings when selling or passing on your business.
CGT can be complex, especially where multiple assets, trusts, or cross-generational planning are involved.
We take a joined-up approach, working with your accountants, solicitors, and financial advisers to ensure your strategy is fully aligned.
Our specialists keep up to date with the latest legislation and HMRC changes so you can have complete confidence in the advice you receive.
We can help with:
We believe effective CGT planning is about more than simply meeting tax obligations, it’s about keeping more of what you’ve earned.
Our advice helps you achieve financial efficiency, preserve wealth, and plan confidently for the future.
With our proactive and personal approach, you can be sure that every decision you make is supported by sound tax insight and practical solutions.
We’ve answered some of the most common questions about Capital Gains Tax, but we’d be happy to discuss your specific situation in more detail.
Capital Gains Tax (CGT) is a tax you may have to pay when you sell or dispose of an asset that has increased in value. It is the profit you make that is taxed, not the amount you receive from the sale. Assets that can be subject to CGT include second homes, buy to let properties, shares held outside an ISA and certain business assets.
In many cases, no. If the property has been your only or main residence throughout the time you have owned it, you will usually qualify for Private Residence Relief, meaning there is no Capital Gains Tax to pay. However, if the property has been let out, used for business purposes or has not always been your main home, you may have a tax liability
The amount you pay depends on several factors, including your taxable income, the type of asset you have sold and any reliefs available. Every individual also has an annual tax free allowance of £3,000. Gains above this amount are generally taxed at 18% or 24%, depending on your circumstances.
