Critical Illness and Income Protection – providing for your family

Protecting your family and dependents if you are ill and are unable to work, are priorities for many people, especially if you have a mortgage and children. Critical illness and income protection policies can all help lessen the financial burden that your family may face in such situations. Many people, however, have expensive, inadequate or the wrong type of cover. We can help you decide on the best options to suit you and your family.

Critical Illness Cover

No one likes to think about the possibility of suffering a serious critical illness but if it were to happen to you, the consequences would be devastating for the financial security for you, your family and all of your futures. How would they cope? How would you pay your bills and clear your debts if a critical illness happened to you now? You would need critical illness protection with critical illness cover.

Income Protection

It is not always a critical illness that can prevent you from working and receiving an income. General ill health or accident can result in reduced income and although we all hope it won’t happen to us, the fact is that every year thousands of people are incapacitated unexpectedly and have to face coping with bills and the cost of living on a severely reduced income.

Income protection insurance will pay you a proportion of your wage if you are unable to work due to accident or sickness, giving you peace of mind should the unthinkable happen.

To talk to one of our Financial Advisers about critical illness or income protection policies, or any other aspect of your finances, call us one one of the numbers below or fill in our online contact form.